Email Asking Me to Use a Fake Name to Get Gifts to Review

While the internet has connected united states to more information than ever, today'due south digital age has made it easier for scammers to perpetrate their fraudulent activeness. From faux social media postings to password phishing for financial accounts, scammers have found countless ways to get their hands on other peoples' money.

They apply any means to contact victims—telephone, snail mail, email, and the Net.

They gain your trust and when they accept yous hooked, they inquire you lot for money; then they take it and run.

The scenarios they use to lure yous in modify, constantly. But yous can protect yourself and your friends and family by arming yourself with knowledge of the most common types of fraud.

Stay Informed

Western Spousal relationship is helping to protect consumers from falling victim to money transfer scams through education and awareness.

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Advanced Fee / Prepayment scam

Victim is asked to pay upfront fees for fiscal services which are never provided. Victims often send a succession of transactions for payment of various upfront fees. Mutual methods could include: credit card, grants, loans, inheritance, or investment.

Associated with:
Tax scam, Telemarketing, Immigration scam, Clemency scam, Social Networking scam, Fake Check scam, Grandparent scam

Manufactures:
4 means to protect yourself against advanced fee and prepayment scams, Report Up on Student Scams

Anti-Virus scam

Victim is contacted by someone claiming they are from a well-known calculator or software company and a virus has been detected on the victim's reckoner. The victim is advised that the virus can exist removed and the computer protected for a small fee with a payment by either credit card or a money transfer. In reality, there was no virus on the computer and the victim has just lost the money they sent for the protection.

Associated with:
Advanced Fee / Prepayment scam, Identity Theft, Phishing

Article:
five Ways to protect yourself from tech scams

Employment scam

Victim responds to a task posting and is hired for the fictitious chore and sent a fake cheque for job related expenses. Check amount exceeds the victim's expenses and victim sends remaining funds back using a money transfer. The cheque bounces and the victim is responsible for the full amount.

Associated with:
Mystery Shopping scam, Simulated Check scam

Commodity:
3 employment scams and tips to help avoid becoming a victim

Extortion

Threats to life, arrest or other demands by scammers to unlawfully obtain money, property or services from a victim through coercion that they supposedly owe and threatens if they do not cooperate.

Associated with:
Advanced Fee / Prepayment scam, Human relationship scam, Immigration scam, Revenue enhancement scam, Emergency scam, Anti-Virus scam, Phishing

Fake Check scam

Victims are frequently sent a cheque as a function of a scam and told to deposit the check and employ the funds for employment expenses, cyberspace purchases, mystery shopping, etc. The check is fake (counterfeit), and the victim is left responsible for any funds used from the check. Remember, funds from a check deposited into an account should not be used until the bank check officially clears which tin can take weeks.

Associated with:
Advanced Fee / Prepayment scam, Mystery Shopping scam, Employment scam, Overpayment scam, Internet Buy scam, Lottery / Prize scam, Rental Belongings scam

Commodity:
How to avoid faux cheque scams

Grandparent scam

This scam is a variation on the Emergency scam.

The victim is contacted by an individual pretending to be a grandchild in distress, or a person of authorization such as a medical professional person, police enforcement officer, or chaser.

The fraudster describes an urgent state of affairs or emergency (bail, medical expenses, emergency travel funds) involving the grandchild that requires a money transfer to exist sent immediately.
No emergency has occurred, and the victim who sent money to aid their grandchild has lost their money.

Associated with:
Advanced Fee / Prepayment scam, Emergency scam

Article:
6 tips and insights to avert the grandparent scam

Identity Theft

Identity thieves use personal data (due east.g., Social Security numbers, bank business relationship information and credit carte du jour numbers) to pose every bit another private. This may include opening a credit account, draining an existing business relationship, filing taxation returns or obtaining medical coverage.

Associated with:
Cyberspace Buy scam, Phishing, SMS/Smishing, Social Networking scam, Avant-garde Fee / Prepayment scam, Immigration scam, Tax scam, Employment scam, Anti-Virus scam, Relationship scam

Immigration scam

Victim receives a telephone call from someone claiming to exist an clearing official proverb in that location is a trouble with the victim's clearing record. Personal data and sensitive details related to the victim's clearing status may be provided to make the story seem more than legitimate. Firsthand payment is demanded to ready any issues with the victim's record and deportation or imprisonment may be threatened if payment is not made immediately by money transfer.

Associated with:
Avant-garde Fee / Prepayment scam, Overpayment scam, Emergency scam

Article:
6 tips to protect yourself from an clearing scam

Cyberspace Purchase scam

Victims could be the heir-apparent or a seller of items (east.one thousand. pets, cars) or services advertised online through Craigslist, eBay, Alibaba, Gumtree, carsales.com, etc. Scammers pretending to be legitimate online sellers, either with a fake website or a false ad on a genuine site advertising an item at a low toll. They ask yous to pay using a money order, pre-loaded coin card or money transfer, after the coin is sent, the victim never receives the merchandise or service. Scammers besides pretend to exist legitimate buyers by sending more than the selling price, and asks the seller to wire the difference back to them via a money transfer.

Associated with:
Overpayment scam, Rental Belongings scam, Fake Check scam

Articles:
Fraud alert: Internet puppy buy scams ascent, Tips to protect yourself from online shopping scams this holiday flavour, Defend yourself from COVID-19 consumer scams

Lottery / Prize scam

Victim is told that they have won a lottery, prize or sweepstakes and that money must be sent to cover the taxes or fees on the winnings. The victim may receive a cheque for part of the winnings and in one case the check is deposited and money is sent, the cheque bounces.

Associated with:
Advanced Fee / Prepayment scam, Fake Bank check scam

Articles:
7 tips to avoid lottery scams , Avoid falling for sweepstakes scams

Money-Flipping scam

Social media is beingness used to lure new victims into an old get-rich-quick scam where users are advertisement ways to turn $100 into $1,000 by "flipping money". The pitch suggests investors tin can take advantage of quirks in the monetary system to leverage additional cash and turn a few hundred dollars into thousands. In one case con artists have access to the greenbacks, they often block the victim from contacting them via social media or phone number.

Associated with:
Social Networking scam, Advanced Fee / Prepayment scam

Commodity:
Money Flip or Flop? How to Avert Falling for Online Scams

Overpayment scam

The fraudster sends the victim a bank check that appears to be valid as payment for a service or product. Typically, the amount of the check exceeds what the victim expects to receive, and the fraudster tells the victim to transport the excess dorsum using a money transfer. When the check bounces, the victim is left responsible for the full amount.

Associated with:
Cyberspace Purchase scam, Fake Check scam, Advanced Fee / Prepayment scam

Commodity:
Scout your back: Payment scams common in online buying & selling

Phishing

Advice impersonating a trustworthy entity, such as a bank or mortgage visitor, intended to mislead the victim into providing personal information or passwords. A Phish is a fraudulent attempt, commonly made through email (although can too be fabricated via telephone or text), to steal your personal information or propagate malicious code or software onto your computer.

Associated with:
Human relationship scam, Extortion, Emergency scam, Social Networking scam, SMS/Smishing

Article:
Know warning signs of a phishing scam

Relationship scam

Victim is led to believe that they have a personal relationship with someone they met online frequently past social media, in an online forum or on a dating website. The victim is often emotionally invested, oft referring to the recipient equally a fiancée.

Associated with:
Social Networking scam, Armed services, Emergency scam, Extortion

Commodity:
Looking for dear on the Internet in 2016

SMS/Smishing

Beware of texts that spark urgency, asking you lot to click on a link, taking you to a compromised site, or go you to unwittingly divulge some personal information that could be used against you.

Associated with:
Identity Theft, Phishing, Anti-Virus scam, Advanced Fee / Prepayment scam, Lottery / Prize scam

Telemarketing

Telemarketing broadly covers nearly any commercial transaction that involves the use of a telephone to identify or receive calls between a consumer and a telemarketer or seller for the transferring of funds, such equally cash-to-greenbacks money transfers or funds loaded onto a prepaid card, equally payment for goods or services offered or sold through telemarketing, often relating to a promotion for a "gratuitous" or heavily discounted vacation, prize or sweepstakes scams, or the auction of "bargain" magazines.

Associated with:
Charity scam, Avant-garde Fee / Prepayment scam, Rental Property scam, Lottery / Prize scam, Internet Purchase scam, Identity Theft

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Source: https://www.westernunion.com/us/en/fraudawareness/fraud-types.html

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